How do I submit an HRA claim?
You can submit a claim from your member dashboard by selecting "Start a Claim".
- Login to liferaft.co
- Select "Start a Claim"
- Fill in the claim form & attach your Proof of Payment
- Submit
Filling In Your Claim Form
- Requested Amount: The amount that you are requesting to be reimbursed for eligible medical expenses paid for out-of-pocket. This should not include any amounts paid by insurance, any other party, or otherwise reimbursed by any other means.
- Date of Expense: Either the date that you paid for the eligible goods/services OR the date that those goods/services were provided.
- Example 1: A February health insurance premium was paid on January 20th. The claim could be submitted for either January 20th or February 1st, the first date of February coverage.
- Example 2: A doctor's visit occurs on January 31st, is billed on Feb. 1st, and paid on March 1st. The claim could be submitted for either January 31st, the date the service was provided, or March 1st, the date the bill was paid. Since neither the payment nor the good/service occurred in February, the claim cannot be submitted for February.
- Description: A brief description of your claim
- Proof of Payment: Typically a paid invoice or receipt showing the payment date, amount, and good/service. All claims must have a proof of payment document. Unpaid invoices will not be accepted.
