What is Hospital Supplement?

Hospital Supplement is hospital indemnity insurance that provides fixed daily cash benefits if you or a covered family member is unexpectedly hospitalized due to an accident or illness. Be prepared for unplanned out-of-pocket medical costs and expenses for daily needs with flexible cash benefits paid directly to you for hospital, ICU, or emergency room admission and confinement. 

Benefits and plan availability may vary by state.

What can Hospital Supplement cover?

Hospital indemnity insurance is a type of insurance that provides a cash payout to you based on certain hospitalization-related events due to an accident or illness. This type of insurance can help cover expenses that your regular health insurance may not cover, such as your deductible, coinsurance, or transportation costs.

How much does Hospital Supplement cost?

Liferaft's hospital indemnity insurance premiums start at $5 a month, and vary depending on your plan level, age, and state of residence. Based on the plan you select, you may receive between $100 to $500 per day spent in the hospital, and between $200 to $1,000 per day spent in the ICU.

Who should have Hospital Supplement?

A hospital supplement plan is a great option for anyone who wants additional financial protection in case an accident or sickness leads to a hospital stay. This can include people with high-deductible health insurance plans or anyone who wants peace of mind for worst-case scenarios.